Moving to Spain from the US: Your Ultimate Guide
Moving to Spain from the US may just be the adventure of a lifetime you’ve been waiting for. Imagine trading your daily commute for strolls along the Mediterranean coast or swapping out fast food runs for fresh paella in the heart of Seville.
But as exciting as that sounds, getting there isn’t all sunshine and sangria. There’s paperwork, deadlines, and some tricky steps you need to take to make it happen smoothly. From visa options to navigating Spain’s healthcare system, the journey can feel like a maze.
But don’t worry—we’ll break it all down. This guide is packed with actionable steps that make the relocation process easier. Let’s get started on turning your Spanish dream into reality!
Visa and residency options for US citizens
When moving to Spain from the US securing the right visa should be your top priority. Here’s a quick overview of the most popular visa types for U.S. citizens:
Non-Lucrative Visa
Ideal if you’re retiring or living off savings. It requires proof of sufficient income (around €28,800 per year) and prohibits you from working in Spain.
Golden Visa
Perfect for property investors who spend €500,000 or more. It offers residency along with the ability to work.
The Spanish government have been making claims the Golden Visa will be abolished, however, this is yet to happen. So, you might want to explore this option sooner rather than later in case the government follows through with their plans.
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Work Visa
If you’ve secured a job in Spain, your employer will likely initiate this process on your behalf.
Student Visa
For U.S. citizens enrolled in a Spanish educational institution.
Digital Nomad Visa
If you work remotely, this visa allows you to live in Spain while working for companies outside the country.
Once you’ve decided which option fits your situation, you’ll need to gather key documents, such as a valid passport, proof of financial means, private health insurance, and in some cases, criminal background checks. You’ll then apply at your nearest Spanish consulate.
We know that relocating can be daunting, that’s why here at Luxury Property Finder Marbella, we’re always happy to help families and individuals with their questions on moving to Spain.
Tax and finances
When moving to Spain from the US, keep in mind that you’ll become a resident for tax purposes after you’ve lived there for 183 days within a calendar year. Here’s what you need to know:
- Once you’re a tax resident, Spain taxes your global income, not just what you earn in the country
- For US citizens, tax becomes more complicated and you may still have to pay federal tax in the States. We always advise expats to speak with a registered tax advisor. Here’s a link to the Official Information On Foreign Income In Spain to learn more.
- Opening a local bank account is crucial for managing everyday expenses, paying rent, and setting up utilities
- If you’re bringing personal goods or a vehicle, you might face VAT or import duties after six months
Healthcare
Spain has one of the best healthcare systems in Europe, but as a U.S. expat, you’ll need to plan accordingly:
- While Spain’s public healthcare system is excellent, it’s available to legal residents after registration. Many expats opt for private healthcare, especially when applying for visas. We’ve put together our favourite private medical providers in Marbella here.
- Most visa applications require proof of private health insurance. Providers like Sanitas, DKV, and Asisa are popular choices for expats
- Look for plans that offer comprehensive coverage and access to private doctors, as this will streamline your care while you transition to using public healthcare
Driving and transportation
When moving to Spain from the US, getting around may be a concern. The good news is that it’s pretty straightforward, but you’ll need to be aware of some key differences:
- You can use your U.S. license for the first six months. After that, you’ll need to exchange it for a Spanish license, which will likely involve a new driving test depending on your state of origin
- Spain has an extensive public transport system, especially in cities like Madrid and Barcelona. Trains, buses, and metro systems are affordable and reliable
- If you plan to live in rural areas, having a car might be essential, while urban dwellers can often rely entirely on public transit
Education
If you’re moving to Spain from the US with children, you’ll need to explore your education options:
- Spain offers free public schooling, but instruction is in Spanish. This could be challenging for non-Spanish speakers at first
- International schools are available in larger cities and offer a globally recognised curriculum, which can be ideal for expat families. Check out our guide to the best international schools in Marbella
- Plan ahead, as international schools can have waiting lists, entrance exams, and additional fees
Adapting to the life and culture in Spain
Moving to Spain from the US is not just about paperwork and finding a place to live—it’s also about adjusting to a new way of life.
Spain’s pace is slower, with a big emphasis on community and family.
You’ll notice that business hours and dining times are quite different from what you’re used to in the U.S.
While many people in the larger cities speak English, especially in expat areas, getting comfortable with Spanish will help you feel more connected to your new community.
FAQs about moving to Spain from the US
Here are answers to some of the most frequently asked questions about moving to Spain from the US.
Can you move to Spain as a US citizen?
Absolutely! You can move to Spain, but you’ll need to apply for the right visa. If you’re planning to retire or live off your savings, the Non-Lucrative Visa is your best bet. Got a job lined up? You’ll want the Work Visa. There’s even the Golden Visa if you’re investing in property. Once you’re there, you’ll need to apply for residency—but yes, it’s totally possible!
How much money do you need to move to Spain?
This depends on the visa you’re applying for, but for something like the Non-Lucrative Visa, you’ll need to show that you’ve got about €28,800 (roughly $30,000 USD) per year. That covers the basics and ensures you’re financially stable while living in Spain.
Is it cheaper to live in Spain or the USA?
In most cases, yes, Spain is more affordable than the USA. Day-to-day costs like groceries, healthcare, and rent tend to be lower, but it depends on where you settle. Living in Madrid, Barcelona or Marbella can be more expensive than smaller cities or towns. Still, even in the big cities, you’re likely to find your money stretches further than it would in the States.
Can you move to Spain permanently?
Yes, you can put down roots in Spain! After five years of living in Spain on a long-term visa, you’ll be eligible to apply for permanent residency. If you want to become a full-fledged citizen, you’ll need to live there for at least 10 years.
Is it hard to get a job in Spain as an American?
It can be competitive, but it’s definitely possible! Industries like tech, tourism, and teaching often have opportunities for English speakers, and having strong skills in these areas can give you an edge. Learning Spanish will open up more possibilities.
Can you buy a house in Spain as an American?
Yes, you absolutely can! There are no restrictions on Americans buying property in Spain. In fact, many people from the US choose to invest, and if you spend €500,000 or more, you can even qualify for the Golden Visa, which gives you residency.
Final thoughts on moving to Spain from the US
Moving to Spain from the US can be an exciting journey, and with the right preparation and understanding of the process, you’ll be well on your way to embracing your new life under the Spanish sun!
So, now that we’ve established the ins and outs of moving to Spain from the US, it’s time to connect with the friendly team at Luxury Property Finder Marbella. We’re passionate about finding the perfect property for you, and we welcome you to share your vision with us. If you have any questions at all, please reach out to us today!
